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Car Finance Across Australia

See what your car actually costs per week — before you go through a dealer

Same car, same price - completely different repayments depending on how it's structured. Most people don’t realise how much the setup impacts their repayments
Check your repayments
Takes 60 seconds • No impact on your credit score
95% approved within 24 hours • 40+ lenders

Most buyers go straight to a dealership and don’t realise how much the finance setup impacts their repayments

Same car, same lender, same income. Completely different outcome

That’s where we come in

See what you can afford

 %

client approval rate within 24 hours

$ M+

financed for vehicles and assets

5/5

average client rating from high-net-worth
  • What we do

Finance Structured Around
Your Situation

See what you can actually afford before committing to a vehicle
Created by potrace 1.16, written by Peter Selinger 2001-2019
Car loans for individuals
See your real weekly repayments before committing to a vehicle
Learn More
Created by potrace 1.16, written by Peter Selinger 2001-2019
Business car loans
Structured around your cash flow and business needs, not just approval
Learn More
Created by potrace 1.16, written by Peter Selinger 2001-2019
Personal loans
Used properly to support your situation, not create pressure
Learn More
Created by potrace 1.16, written by Peter Selinger 2001-2019
Business loans
Flexible funding aligned to your business growth 
Learn More
Created by potrace 1.16, written by Peter Selinger 2001-2019
Plant & equipment loans
Structured repayments that work with your operations
Learn More
Created by potrace 1.16, written by Peter Selinger 2001-2019
Leisure & marine loans
Flexible terms for lifestyle purchases done properly
Learn More

Why Australians Choose OurCar for
Personal & Business Finance

Structured around your situation
Every car loan, personal loan, business facility or equipment finance solution is structured around your goals and cash flow.
Most clients approved within 24-48 hours
Most finance applications are approved within 24 hours through our lender network, without bank queues or dealership delays.
We handle the process from start to finish
Work directly with experienced finance brokers who guide you through every stage of the application and approval process.
Trusted by Business Owners Nationwide
From sole traders and ABN holders to senior executives and lifestyle buyers, clients choose OurCar for flexible lending and structured finance solutions.
Most people don’t realise how much they could be overpaying until it’s too late
Check your repayments
before you commit

What our clients say

Real stories from clients who’ve shifted gears with OurCar. Hear how we helped them move forward — faster and smarter.
“Will and the team at OurCar Finance Brokers made the process of financing my new vehicle seamless from start to finish. The turnaround was quick, and Will kept me updated every step of the way. His efficiency and communication was very good. Thanks again, Will!”
Shane Franklin
Get Active Electrical Pty Ltd
“Can’t be any happier with the outcome of our situation. Will, as always, went above and beyond expectations. Thank you Will and team for helping us throughout the whole journey. Cannot recommend these guys enough! Best in the game 100%.”
Sean Cruz
Personal Car Loan
“Will was excellent from start to finish! No stress just a very easy process.
We highly recommend Our Car Finance and we will be spreading the word.
I am now enjoying my New Custom Ford Transit Sport.
Thanks Will and team !!!”
Padraic Kielty
Kielty's irish Sauces
  • Join over 500+ driven Australians

Check your eligibility & talk
to a finance specialist

Talk to Us

 %

client approval rate within 24 hours

$ M+

financed for vehicles and assets

5/5

average client rating from high-net-worth
  • Our Insights

Stay in the loop

Show All Blogs

Why Most Australians Overpay On Car Finance Without Realising

Car finance Australia guide showing vehicles at dealership

Same car. Same income. Completely different repayment. Car finance in Australia can vary significantly depending on how the loan is structured. Most buyers focus on the vehicle itself without realising how much the finance setup impacts long term repayments. Most people spend weeks researching the car they want to buy. Very few spend the same […]

Car Finance Interest Rates Australia (2026 Guide): How to Get a Better Rate

car finance interest rates Australia guide

Car finance interest rates Australia can vary significantly depending on your financial position and how your loan is structured. Most rates typically range between 5% and 15%+, but what you’re offered isn’t random. It’s based on how lenders assess risk and more importantly, how your application is presented. Understanding how car finance interest rates Australia […]

Find out how much you can borrow


See how much you can borrow towards your next asset. No credit check required, for
any equipment sold by dealers, private sellers and auctions.

Our experts give you access to more than 40+ of Australia’s most trusted banks
and non-bank lenders.
  • Send us a message
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Born from the same team behind Ourloan, we bring decades of combined experience in premium finance solutions, tailored for high-income individuals and hands-on business owners alike.
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Suite 402/35 Spring St, Bondi Junction NSW 2022
will@ourbiz.au
+61 466 269 313
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Ourrmaison Pty Ltd trading as OurCar Finance Brokers | ACN: 678 550 911 is an authorised credit representative 542971 of National FinanceConnections Pty Ltd | ACN 661 296 457 | Australian Credit Licence 543046.
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