OurBiz provides asset & equipment finance solutions for Australian businesses looking to fund machinery, commercial vehicles, tools and operational equipment.
We help businesses across Sydney, Melbourne, Brisbane, Perth and wider Australia access structured finance solutions tailored to their operational needs, cash flow requirements and long term business goals.
Whether you’re purchasing construction equipment, upgrading commercial vehicles, investing in machinery or expanding operational capacity, our team helps structure finance solutions designed to support business growth.
Equipment finance allows businesses to preserve working capital while accessing the tools, vehicles and machinery required for day to day operations and long term growth.
Rather than making large upfront purchases, structured finance solutions can help businesses manage cash flow more effectively while upgrading or expanding operational assets.
Benefits of equipment finance may include:
Australian businesses commonly use equipment finance for:
We work with businesses across a wide range of industries including:
We support a wide range of Australian businesses including:
Approval outcomes can depend on financial position, turnover, trading history and asset requirements. Our team works to structure finance solutions suited to your business profile and operational goals.
Equipment finance helps businesses fund machinery, commercial vehicles and operational assets without requiring large upfront purchases.
Yes. Many lenders offer equipment finance solutions for both new and used machinery, vehicles and commercial assets.
Some lenders may offer equipment finance solutions for newer businesses depending on the industry, asset type and overall financial position.
Potential tax benefits may apply depending on your business structure and asset use. Businesses should seek independent financial or tax advice regarding deductions and depreciation.
Finance brokers can help businesses compare lending structures, repayment options and lender policies across a range of funding solutions rather than relying on a single lender option.
Approval timeframes can vary depending on the lender, business profile and documentation provided. Some indicative outcomes may be available within 24 hours.
OurBiz also provides tailored solutions across:
If you’ve been shopping around for a car loan, business loan, or asset finance lately, you’ve probably seen two numbers sitting side by side in every ad: the interest rate and the comparison rate. They’re rarely the same number, and if you don’t know why, you can end up comparing the wrong figure, and paying […]
Whether you’re buying your next car for the school run or adding a vehicle to your business fleet, the finance decision matters just as much as the car itself. The right structure can save you thousands in interest, unlock tax deductions, and get you approved faster than walking into a dealership and taking whatever rate […]