• Our Services

Business Loans & Commercial Finance Solutions Australia

Business loans and commercial finance solutions tailored around cash flow, growth and long term business goals.

We help businesses across Australia access business loans, working capital finance and commercial lending solutions tailored to growth, cash flow and operational needs.

Backed by extensive experience across business finance, commercial lending and asset finance, our team works closely with business owners to simplify the funding process and provide strategic finance guidance.

Business Loan Solutions Include:

  • Working capital finance & cash flow support
  • Business overdraft and revolving credit facilities
  • Short term operational funding solutions
  • Business expansion and growth funding
  • Startup & newer business lending solutions
  • Refinancing existing business lending & ATO debt

Why Businesses Work With OurBiz?

  • Flexible lending for startups and growing businesses
  • Access to a broad Australian commercial lender network
  • Streamlined approvals and strategic guidance
  • Tailored finance solutions aligned with your industry

Common Uses For Business & Cash Flow Lending

Small business loans and commercial finance can support a wide range of operational and growth needs, including:

  • Managing short term cash flow
  • Covering wages and supplier payments
  • Funding expansion projects
  • Purchasing equipment or vehicles
  • Hiring staff or scaling operations
  • Managing seasonal business fluctuations
  • Launching new series or locations

OurBiz works closely with businesses seeking greater flexibility across day to day operations, working capital management and long term business growth.

Who We Work With

We support a wide range of Australian businesses including:

  • Sole traders
  • Partnerships
  • Companies
  • Startups and ABNs under two years

Approval depends on financial position, turnover and trading history, but our team works to structure solutions suited to your business profile.

Business Loans Australia For Growing Businesses

OurBiz supports businesses across Australia with structured commercial finance solutions tailored to operational needs, cash flow management and long term growth. Whether you’re funding expansion, managing seasonal fluctuations or investing in equipment and vehicles, our team works closely with you to simplify the lending process.

With access to a broad Australian lender network, we help businesses compare funding solutions aligned with their industry, financial position and business goals.

Explore Other Finance Solutions

Business Loan FAQs

Why use a broker instead of going directly to a bank?

Most banks only offer their own lending products. As independent finance brokers, we compare multiple lenders and structure solutions aligned with your business goals, cash flow and industry needs – saving business owners time and helping secure more suitable outcomes.

Can businesses access working capital and cash flow support?

Yes. We assist businesses seeking flexible working capital solutions, operational funding, overdraft facilities and cash flow lending tailored to their business requirements.

Can startups and newer businesses still access funding?

Yes. We work with lenders who consider newer businesses and startups, subject to eligibility.

How long does business loan approval take?

Many applications receive indicative outcomes within 24-48 hours, subject to documentation and lender assessment.

Do I need security for a business loan?

Security requirements vary by lender and loan type. Both secured and unsecured business finance options may be available.

Why work with us

Structured Support
Tailored finance guidance aligned with your business goals
Trusted Network
Access to a broad lender network across commercial and asset finance
Relationship
Driven
Relationship focused support built around long term business growth
  • Explore business finance inslghts       

Stay in the loop

Show All Blog

Business Loans for Self Employed Australians (2026 Guide)

Running your own business comes with flexibility and opportunity — but when it comes to finance, many self employed Australians still assume getting approved for a business loan is harder than it should be. The reality is that business loans for self employed Australians are more common than ever in 2026. The key is understanding […]

Business Finance in Australia: Why Structure Matters More Than Just the Rate

Most business owners compare interest rates. Very few compare the structure behind the finance. But in reality, the structure of a business loan can have a bigger impact on cash flow, flexibility and long term growth than the rate itself. The same business purchasing the same equipment can end up with two completely different outcomes […]

Explore your funding options

Access structured funding solutions tailored around growth, cash flow and long term business goals.

We work with a broad network of Australian lenders to help structure the right finance solution for your needs.
Providing Australian businesses and individuals with structured finance solutions tailored around growth and flexibility.
Contact
Suite 402/35 Spring St, Bondi Junction NSW 2022
will@ourbiz.au
+61 466 269 313
© Copyright 2025 OurBiz Finance Brokers All Right Reserved
Ourrmaison Pty Ltd trading as OurBiz Finance Brokers | ACN: 678 550 911 is an authorised credit representative 542971 of National FinanceConnections Pty Ltd | ACN 661 296 457 | Australian Credit Licence 543046.

We received your request

Calculations are underway. You’ll receive your result within 30 minutes