Business loans and commercial finance solutions tailored around cash flow, growth and long term business goals.
We help businesses across Australia access business loans, working capital finance and commercial lending solutions tailored to growth, cash flow and operational needs.
Backed by extensive experience across business finance, commercial lending and asset finance, our team works closely with business owners to simplify the funding process and provide strategic finance guidance.
Business Loan Solutions Include:
- Working capital finance & cash flow support
- Business overdraft and revolving credit facilities
- Short term operational funding solutions
- Business expansion and growth funding
- Startup & newer business lending solutions
- Refinancing existing business lending & ATO debt
Why Businesses Work With OurBiz?
- Flexible lending for startups and growing businesses
- Access to a broad Australian commercial lender network
- Streamlined approvals and strategic guidance
- Tailored finance solutions aligned with your industry
Common Uses For Business & Cash Flow Lending
Small business loans and commercial finance can support a wide range of operational and growth needs, including:
- Managing short term cash flow
- Covering wages and supplier payments
- Funding expansion projects
- Purchasing equipment or vehicles
- Hiring staff or scaling operations
- Managing seasonal business fluctuations
- Launching new series or locations
OurBiz works closely with businesses seeking greater flexibility across day to day operations, working capital management and long term business growth.
Who We Work With
We support a wide range of Australian businesses including:
- Sole traders
- Partnerships
- Companies
- Startups and ABNs under two years
Approval depends on financial position, turnover and trading history, but our team works to structure solutions suited to your business profile.
Business Loans Australia For Growing Businesses
OurBiz supports businesses across Australia with structured commercial finance solutions tailored to operational needs, cash flow management and long term growth. Whether you’re funding expansion, managing seasonal fluctuations or investing in equipment and vehicles, our team works closely with you to simplify the lending process.
With access to a broad Australian lender network, we help businesses compare funding solutions aligned with their industry, financial position and business goals.
Explore Other Finance Solutions
Business Loan FAQs
Why use a broker instead of going directly to a bank?
Most banks only offer their own lending products. As independent finance brokers, we compare multiple lenders and structure solutions aligned with your business goals, cash flow and industry needs – saving business owners time and helping secure more suitable outcomes.
Can businesses access working capital and cash flow support?
Yes. We assist businesses seeking flexible working capital solutions, operational funding, overdraft facilities and cash flow lending tailored to their business requirements.
Can startups and newer businesses still access funding?
Yes. We work with lenders who consider newer businesses and startups, subject to eligibility.
How long does business loan approval take?
Many applications receive indicative outcomes within 24-48 hours, subject to documentation and lender assessment.
Do I need security for a business loan?
Security requirements vary by lender and loan type. Both secured and unsecured business finance options may be available.